Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14022 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Tether And Circle To Meet Top South Korean Bank CEOs: Report

Tether And Circle To Meet Top South Korean Bank CEOs: Report

The post Tether And Circle To Meet Top South Korean Bank CEOs: Report appeared on BitcoinEthereumNews.com. Leading stablecoin issuers Tether and Circle are expected to meet with top executives from South Korea’s largest banks this week, according to local media. South Korea’s state-funded Yonhap News Agency reported Thursday that representatives from Tether and Circle are scheduled to meet with the top executives of South Korea’s four major financial groups. The executives are expected to discuss potential partnerships, the issuance of Korean won-backed stablecoins and the distribution of US dollar-backed stablecoins in South Korea. Shinhan Financial Group CEO Jin Ok-dong and Hana Financial Group CEO Ham Young-joo reportedly have scheduled meetings with Circle President Heath Tarbert on Friday. Young-joo is also reportedly scheduled to meet a Tether official on the same day. KB Financial Group’s chief digital and information technology officer Lee Chang-kwon and Woori Bank President Jeong Jin-wan also reportedly plan to meet Circle’s Tarbert at an undisclosed time. These represent South Korea’s “Big Four” banking groups, designated by the Financial Services Commission as domestic systemically important banks. South Korea readies stablecoin regulation The news follows reports from earlier in the month that South Korea is preparing to introduce a regulatory framework for a won-backed stablecoin. South Korean regulator, the Financial Services Commission, will purportedly unveil the bill as part of a second phase of the nation’s Virtual Asset User Protection Act. In early July, shares of at least three major South Korean banks surged following the filing of trademarks for stablecoins. This was followed by statements by the banking arm of South Korean IT giant Kakao Corporation announcing that the institution “plans to participate” in the stablecoin market actively. South Korea’s pivot to focus on stablecoin regulation follows the late June suspension of the country’s central bank digital currency (CBDC) tests in favor of focusing on supporting won-backed stablecoins instead. Prior to the development, eight major…

Author: BitcoinEthereumNews
Can Pepe Coin Repeat Its Magic? Analysts Think Layer Brett Could Be the Next Billion-Dollar Meme Coin

Can Pepe Coin Repeat Its Magic? Analysts Think Layer Brett Could Be the Next Billion-Dollar Meme Coin

Analysts eye Layer Brett as the next 100x meme coin, blending Ethereum Layer 2 speed, low fees, and 4,000% APY staking to rival PEPE’s $4.7B legacy.

Author: Blockchainreporter
Analysts Say Layer Brett Will Be Crowned Top Meme Coin After 25,000% Forecast

Analysts Say Layer Brett Will Be Crowned Top Meme Coin After 25,000% Forecast

The post Analysts Say Layer Brett Will Be Crowned Top Meme Coin After 25,000% Forecast appeared on BitcoinEthereumNews.com. Crypto News The Layer Brett presale has ignited a wave of excitement across the crypto community, with analysts forecasting a staggering 25,000% upside for early adopters. As of August 2025, LBRETT is available for just $0.0047 per token, making it one of the most accessible entries for those seeking the next big crypto. Unlike legacy meme coins such as Shiba Inu and Pepe coin, Layer Brett is built directly on Ethereum Layer 2, delivering ultra-fast transactions and low gas fees. Early participants can stake their tokens and potentially earn over 12,580% APY, with some reports citing initial rates above 55,000%. The crypto presale is ongoing, and urgency is high. This could be the best meme coin launch of the year. Why Layer 2 gives Layer Brett the edge over Shiba Inu and Pepe coin Layer Brett stands out by combining the viral appeal of meme tokens with real blockchain utility. While Shiba Inu and Pepe coin have built massive communities, they remain limited by Ethereum Layer 1 congestion and high transaction costs. LBRETT leverages Ethereum Layer 2 technology, enabling near-instant settlements and dramatically reduced gas fees. In contrast, SHIB and PEPE are often criticized for slow network speeds or speculative hype with little underlying utility. By processing transactions off-chain yet remaining anchored to Ethereum’s security, Layer Brett achieves both scalability and decentralization. This positions Layer Brett as a next 100x altcoin contender and a legitimate rival to the best meme coins on the market. How LBRETT rewards early buyers: Staking, giveaways, and FOMO Early investors in LBRETT can stake their tokens directly through MetaMask or Trust Wallet, accessing some of the highest APYs available in the meme token sector. The current staking yield exceeds 12,580% for presale buyers, creating a massive incentive for early entry. There is also a $1…

Author: BitcoinEthereumNews
Top Altcoin to Invest In as Ripple (XRP) Loses $3 Mark Again

Top Altcoin to Invest In as Ripple (XRP) Loses $3 Mark Again

As Ripple’s XRP slips below the $3 threshold once again, market attention is shifting toward emerging players driving fresh momentum in the crypto market. Among them, Mutuum Finance (MUTM) is quickly becoming a standout, drawing investors with its unique approach to decentralized lending. Mutuum Finance (MUTM) currently stands at $0.035 in presale stage 6.  In […]

Author: Cryptopolitan
Forget Shiba Inu & Pepe: Analysts Say Layer Brett Will Be Crowned Top Meme Coin After 25,000% Forecast

Forget Shiba Inu & Pepe: Analysts Say Layer Brett Will Be Crowned Top Meme Coin After 25,000% Forecast

As of August 2025, LBRETT is available for just $0.0047 per token, making it one of the most accessible entries […] The post Forget Shiba Inu & Pepe: Analysts Say Layer Brett Will Be Crowned Top Meme Coin After 25,000% Forecast appeared first on Coindoo.

Author: Coindoo
Best Altcoin to Buy Now During Bitcoin (BTC) Dip

Best Altcoin to Buy Now During Bitcoin (BTC) Dip

The post Best Altcoin to Buy Now During Bitcoin (BTC) Dip  appeared on BitcoinEthereumNews.com. As Bitcoin (BTC) experiences another dip, investors are casting a wide net across the altcoin market in search of opportunities that can weather short-term volatility while offering long-term potential. Among the rising names, Mutuum Finance (MUTM) is drawing particular attention thanks to its innovative approach to decentralized lending and risk-managed liquidity.  Mutuum Finance token price at presale level 6 is $0.035. It will be 14.29% higher, at $0.04, when it hits presale level 7.  The people joining at this point will see a minimum of 400% returns when the token launches. Mutuum Finance has already raised more than $14.7 million and more than 15500 investors. Mutuum Finance (MUTM) is currently in presale phase 6. While broader market sentiment remains cautious, Mutuum Finance is into the spotlight. Bitcoin Update Amid Market Tap-Dance Bitcoin (BTC) is currently trading at $113,690, navigating a correction phase after testing crucial support levels near the $113,000–$115,000 zone, as institutional profit-taking and market uncertainty weigh on sentiment. The drop from recent highs near $124,000 reflects a broader consolidation trend, with analysts closely watching macroeconomic signals, including inflation trends and Fed policy, for hints of the next directional move. As investors recalibrate positions in the wake of volatility, attention is also turning to emerging altcoins like Mutuum Finance. Mutuum Finance (MUTM) Two-Tier DeFi Lending Structure Mutuum Finance (MUTM) is an innovative non-custodial decentralized DeFi protocol. The protocol supports Peer-to-Contract lending and Peer-to-Peer lending with efficiency and flexibility being the objective. Peer-to-Contract leverages the smart contract functionality to extend loans with minimal or no human involvement. Peer-to-Peer eliminates the intermediaries and has lenders and borrowers trade directly with each other. The model is very easy to manage risky assets like meme coins. Mutuum Finance (MUTM) Presale Success  Mutuum Finance (MUTM) is picking up steam as its presale makes the…

Author: BitcoinEthereumNews
River Integrates LayerZero to Power Native Omni-Chain Stablecoin Liquidity

River Integrates LayerZero to Power Native Omni-Chain Stablecoin Liquidity

River integrates LayerZero to launch Omni-CDP, letting users collateralize on one chain and mint native satUSD on another, no bridges, wraps, or slippage.

Author: Blockchainreporter
MetaMask USD ($mUSD) Launches on Linea, Enhancing Self-Custodial Wallet Ecosystem

MetaMask USD ($mUSD) Launches on Linea, Enhancing Self-Custodial Wallet Ecosystem

The post MetaMask USD ($mUSD) Launches on Linea, Enhancing Self-Custodial Wallet Ecosystem appeared on BitcoinEthereumNews.com. James Ding Aug 22, 2025 04:01 MetaMask introduces its native stablecoin, MetaMask USD ($mUSD), on the Linea platform, enhancing fiat onboarding and DeFi integration through partnerships with M0 and Stripe. MetaMask has launched its first native stablecoin, MetaMask USD ($mUSD), on the Linea platform, marking a significant milestone for self-custodial wallets. This launch, announced on August 21, 2025, represents a collaboration with Bridge, a company under Stripe, and is powered by M0, a decentralized stablecoin infrastructure, according to Linea. Strategic Partnerships and Integrations The strategic partnership with M0 and Stripe facilitates seamless fiat onboarding to the Linea platform, paving the way for additional rewards and integration with the MetaMask Card. This integration allows users to transact with $mUSD across various web3 platforms and real-world locations, including millions of Mastercard merchants. Users can also benefit from transaction rewards through programs like Coinmunity Cashback, with more incentives anticipated in the future. Boosting Linea’s DeFi Ecosystem MetaMask USD’s launch on Ethereum and Linea is set to enhance Linea’s DeFi ecosystem significantly. The stablecoin will be integrated across key protocols such as Etherex and other exchanges, lending markets, and custodial platforms, providing deep liquidity and utility for users within the Linea ecosystem. By offering native liquidity provisioning and simplifying fiat currency onboarding, MetaMask USD aims to serve as a neutral and highly liquid asset on Linea, which is already recognized as a leading chain for ETH capital. Regulatory Support and Future Prospects The introduction of MetaMask USD aligns with increasing regulatory clarity, highlighted by the U.S. GENIUS Act that establishes a federal framework for payment stablecoins. This regulatory foundation supports the secure and compliant expansion of stablecoin utility on Linea. The launch of MetaMask USD marks a transformative step for the Linea ecosystem, reinforcing its commitment…

Author: BitcoinEthereumNews
MetaMask enters the market with mUSD, with a development cycle of only a few weeks, and stablecoins enter a period of rapid expansion

MetaMask enters the market with mUSD, with a development cycle of only a few weeks, and stablecoins enter a period of rapid expansion

Compiled by: Felix, PANews Last week, a governance proposal outlining the MetaMask stablecoin mUSD was briefly published and then deleted, sparking speculation about its development. Now, the stablecoin’s launch has been confirmed. MetaMask, the crypto wallet developed by Consensys, announced on August 21st that it will launch its native U.S. dollar stablecoin, MetaMask USD ($mUSD), marking the first time a self-custodial wallet has launched its own stablecoin. mUSD is expected to launch later this year, initially on Ethereum and Linea. Built on Bridge and M0, it will be connected to Mastercard by the end of the year mUSD was built by Bridge, the stablecoin issuing company under Stripe, and is powered by M0’s decentralized infrastructure. Bridge, a stablecoin orchestration and issuance platform under Stripe, provides compliant licensing, monitoring, and rigorous reserve management for custom-issued stablecoins. Leveraging the M0 protocol to mint $mUSD, Bridge provides a decentralized and scalable stablecoin infrastructure built for interoperability, composability, and transparency. According to MetaMask, mUSD will be fully backed 1:1 by "high-quality, highly liquid USD-equivalent assets," including US cash and short-term US Treasury bills, with real-time transparency and cross-chain composability. mUSD is scheduled to launch on Ethereum and Consensys' Linea Network later this year, with deep integration into Linea's DeFi stack, gradually covering lending markets, decentralized exchanges, and custodial platforms, thereby promoting liquidity and reducing user onboarding friction. mUSD will be used primarily in two ways: In the wallet at launch: for seamless onboarding, redemption, transfer, and cross-chain bridging. Expected to be in real life by the end of the year: Allowing users to spend mUSD at millions of merchants that accept Mastercard via the MetaMask card. Regarding whether to provide mUSD deposit rewards to customers, MetaMask Vice President of Product Strategy Ajay Mittal emphasized: “Currently, mUSD does not directly provide returns to users. However, mUSD may play a role in MetaMask’s future incentive programs.” The specific release date or planned release size has not been officially disclosed, but more technical details and user guides will be released in the coming weeks. Development cycles are shortened to a few weeks, ushering in a period of rapid expansion for stablecoins The launch of mUSD comes as monthly on-chain stablecoin transaction volume surpasses nearly $1 trillion, and coincides with the passage of the GENIUS Act in the United States. Earlier, Federal Reserve Board Governor Christopher Waller delivered a pro-cryptocurrency speech, emphasizing the role of stablecoins and their potential to maintain and expand the dollar's international status. Meanwhile, Wyoming officially launched the Frontier Stable Token (FRNT ), becoming the first US state to issue its own stablecoin. As the digital dollar market flourishes and regulatory clarity increases, the concept of application-based stablecoins is gaining traction. Payment applications, crypto wallets, or DeFi protocols can also launch their own stablecoins while outsourcing compliance, reserves, and infrastructure to providers. For example, Paxos issued PayPal’s PYUSD token, while BitGo backed World Liberty Financial’s USD1, a DeFi protocol associated with Trump. Earlier this month, US fintech company Slash partnered with Bridge to launch its own stablecoin. MetaMask’s stablecoin is the first example of the collaboration between M0 and Bridge. By working with M0 and Bridge, MetaMask can provide its users with a built-in digital dollar without having to manage complex issuance, compliance, and technical processes. Zach Abrams, co-founder and CEO of Bridge, said they have reduced the development time for custom stablecoin issuance from "more than a year of complex integration" to "weeks." This means that applications like Metamask "can realize yield faster and more efficiently than ever before." Through this collaboration, M0 and Bridge are seeking to replicate the development of the MetaMask token to more issuers. Related Reading: PANews Releases 2025 Global Stablecoin Industry Development Report: US Dollar Stablecoins Occupy 99% of the Market, USDC Expected to Surpass USDT in 2030

Author: PANews
ETH Becomes Prime Choice For Institutional Money and Triggers Altcoin Surge while XYZVerse Presale Hits $15M Milestone

ETH Becomes Prime Choice For Institutional Money and Triggers Altcoin Surge while XYZVerse Presale Hits $15M Milestone

XYZVerse (XYZ) reaches a $15 million presale milestone, highlighting growing investor interest, while Ethereum ($ETH) emerges as a top institutional pick, potentially triggering a new altcoin rally.

Author: Cryptodaily