Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14065 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Top 3 Tokens Gaining While Approaching $5 Trillion Valuation – Corporate Treasury Selections

Top 3 Tokens Gaining While Approaching $5 Trillion Valuation – Corporate Treasury Selections

A wave of interest surrounds a select group of tokens as the total digital asset market draws closer to a major milestone. Large companies are now adding these assets to their balance sheets. Key players stand out for their strong gains. The following article looks at three tokens now catching serious attention in this fast-moving [...]]]>

Author: Crypto News Flash
BlockchainFX Surges Past $6m: Is The Best Crypto Presale Of 2025 About To Witness A Price Jump From $0.021?

BlockchainFX Surges Past $6m: Is The Best Crypto Presale Of 2025 About To Witness A Price Jump From $0.021?

Yet amid the noise, BlockchainFX ($BFX) has quickly separated itself from the pack. Having already passed the $6 million milestone […] The post BlockchainFX Surges Past $6m: Is The Best Crypto Presale Of 2025 About To Witness A Price Jump From $0.021? appeared first on Coindoo.

Author: Coindoo
Aave TVL recently hit a record high of $41.1 billion, equivalent to the 54th largest bank in the United States.

Aave TVL recently hit a record high of $41.1 billion, equivalent to the 54th largest bank in the United States.

PANews reported on August 26th that according to Cryptoslate, DefiLlama data showed that the total value locked (TVL) of the decentralized lending protocol Aave reached a record high of $41.1 billion on August 24th. Based on Federal Reserve commercial bank deposit data as of June 30th, this size would rank 54th among US commercial banks, surpassing Prosperity Bank, which had $38.4 billion in deposits, and only $300 million away from surpassing Bank OZK. Including the $28.9 billion in outstanding loans on that day, Aave's total size reached $71.1 billion, placing it among the top 37 (top 1.7%) of US commercial banks. Founder Stani Kulechov stated that the protocol is not a bank, but rather an open network accessible to financial institutions, providing a source of revenue unconnected to the Federal Reserve. As of August 24, Aave controls approximately 50% of the total TVL of the DeFi lending market, dominating the lending sector at $81.5 billion, nearly six times that of its largest competitor, Morpho ($7 billion).

Author: PANews
Pudgy Penguins, Blur Market Drop Cast Doubt on PENGU ETF

Pudgy Penguins, Blur Market Drop Cast Doubt on PENGU ETF

The post Pudgy Penguins, Blur Market Drop Cast Doubt on PENGU ETF appeared on BitcoinEthereumNews.com. Key Highlights:  Pudgy Penguins dropped 19.6% in the last 7 days. This has caused around 175 underwater loans being liquidated on Blur.  The Canary Capital PENGU ETF to include both Pudgy Penguins and PENGU tokens.  Such crises raise concerns about NFT volatility and valuation, which could complicate the ETF’s approval.  Pudgy Penguin, a well-known NFT collection, is facing a dramatic downturn as the floor price of the NFT fell by 19.6% over the last seven days as per CoinGecko. This movement has sparked intense volatility and forced liquidations on the Blur NFT lending marketplace. It has been observed that influencers and market analysts are warning about cascading defaults that can draw in significant uncertainty. Forced Liquidations Hit Pudgy Penguins The current situation is risky as 175 Pudgy Penguins loans are underwater and in active auction on Blur. This gives a clear indication that the borrowers are not able to repay the loans and the lenders have decided on selling the collateral NFTs on the open market. Also, there are another 50 loans that are at 90% Loan-to-Value (LTV). This means that these 50 loans are in a risky position, and if the asset prices move slightly against them, they will be liquidated. If no buyer rescues the market by purchasing these NFTs during its liquidation, lenders could be stuck holding them instead of getting their money back. In the past, there have been investors who stepped in and stopped the prices from crashing any further by simply buying large amounts of these NFTs. This observation was made by an NFT expert Golden Bronny on X (formerly known as Twitter). Golden Bronny talks about the Pudgy Penguins NFT situation on X Another NFT expert Cirrus NFT highlighted the extent of the risk. In his post on X, he highlighted that around…

Author: BitcoinEthereumNews
The Next Altcoin to Invest in Currently if You Missed Out on Ripple (XRP)

The Next Altcoin to Invest in Currently if You Missed Out on Ripple (XRP)

The post The Next Altcoin to Invest in Currently if You Missed Out on Ripple (XRP) appeared on BitcoinEthereumNews.com. While Ripple (XRP) continues to make the headlines in the cryptocurrency community, a new coin Mutuum Finance (MUTM) is quietly gaining traction. The DeFi token is at presale stage 6 priced at $0.035. It will be up by 14.29% to $0.04 at stage 7. Members entering this phase will see a minimum of 400% returns when the token is active. Mutuum Finance has already crossed $14.9 million and more than 15800 investors.  While other known altcoins maintain their dominant positions, sentiment in the market is increasingly shifting in favor of new platforms such as Mutuum Finance that plan to revolutionize decentralized finance in 2025. Mutuum Finance (MUTM) Two-Tier DeFi Lending Framework Mutuum Finance (MUTM) is an innovative non-custodial decentralized DeFi protocol. The project is capable of Peer-to-Contract lending and Peer-to-Peer lending with high efficiency and flexibility in operations. Peer-to-Contract utilizes the smart contract feature to lend with minimum or no human involvement. Peer-to-Peer eliminates middlemen and has borrowers and lenders directly interact and exchange with each other. The model is extremely easy to handle risky assets like meme coins. Mutuum Finance (MUTM) Presale Success Mutuum Finance (MUTM) is blazing with presale taking the spotlight. It is in stage 6 at $0.035. It will also rise to 14.29% to $0.04 in the next phase. Investor demand is growing with the project already reaching over $14.9 million and already boasting a token holder base of over 15700. Mutuum Finance (MUTM) USD-Pegged Stablecoin Mutuum Finance (MUTM) is launching its new overcollateralized USD-pegged stablecoin on the Ethereum blockchain. With a strong and long-standing foundation, the stablecoin has extremely high chances of being stable and safe for decades to come. The project also boasts a 95.0 trust score as presented by a Certik audit.  Mutuum Finance (MUTM) has recently introduced its Bug Bounty Program with…

Author: BitcoinEthereumNews
Forget Shiba Inu (SHIB), Smart Investors Are Buying This $0.035 DeFi Altcoin for Its Utility

Forget Shiba Inu (SHIB), Smart Investors Are Buying This $0.035 DeFi Altcoin for Its Utility

The post Forget Shiba Inu (SHIB), Smart Investors Are Buying This $0.035 DeFi Altcoin for Its Utility appeared on BitcoinEthereumNews.com. As the cryptocurrency environment soars, interest is diversifying throughout different segments, ranging from popular tokens like Shiba Inu (SHIB) to emerging decentralized finance solutions. One of the projects that is attracting increasing interest is Mutuum Finance (MUTM), which is renowned for its widening ecosystem and focus on lending and utility-driven innovation.  Mutuum Finance (MUTM) is priced at $0.035 in presale phase 6. Investors in the project are projecting a minimum of 400% ROI when MUTM is listed in the market. Mutuum Finance has surpassed a total of $14.9 million and more than 15700 token buyers. Mutuum Finance is positioning itself in the broader DeFi market as a platform with actual real-world applications. Mutuum Finance (MUTM) Presale Phase 6 Milestone The Mutuum Finance (MUTM) 2025 presale has been a historic success, an unprecedented achievement in the project’s journey to transform the decentralized finance (DeFi) market. The token, now in Stage 6 and valued at $0.035, is reflective of growing investor confidence and strong market anticipation. Mutuum Finance seeks to define the future of decentralized finance through an innovative platform, long-term utility, and futuristic solutions for both retail and institutional users. The presale has already attracted over 15,700 token holders and secured over $14.9 million in funding, positioning the project for a robust launch and widespread adoption. With its ambitious roadmap, innovative smart contract ecosystem, emphasis on security and scalability, Mutuum Finance is paving the way for a revolutionary DeFi experience in 2025 and beyond. $100K Worth of Tokens to Be Won Mutuum Finance (MUTM) is also running a $100,000 giveaway. There are 10 winners of a Mutuum Finance gift of $10,000. The giveaway is a sign that the project really cares for a loyal and a long-term community. And another step towards transparency and security, Mutuum Finance (MUTM) has initiated an…

Author: BitcoinEthereumNews
SEC Receives Application for Staked INJ ETF Approval

SEC Receives Application for Staked INJ ETF Approval

The post SEC Receives Application for Staked INJ ETF Approval appeared on BitcoinEthereumNews.com. Key Points: The U.S. SEC evaluates Canary Capital’s proposed Staked INJ ETF. First ETF combining Injective Protocol with staking rewards. SEC’s review period signals regulatory openness to staking-based ETFs. The U.S. Securities and Exchange Commission (SEC) has received an application from Canary Capital for the Canary Staked INJ ETF, intending to provide regulated staking exposure to INJ tokens. Approval could position this ETF as a pioneering financial instrument, integrating staking returns into traditional investing, potentially influencing liquidity and value dynamics in the Injective Protocol’s ecosystem. Canary Capital’s Staked INJ ETF: A Regulatory Milestone Canary Capital, led by Steven McClurg, submitted a proposal for a Staked INJ ETF via Cboe’s platform, aiming to integrate Injective Protocol and staking rewards within an ETF structure. While this represents a milestone, official statements from Injective Labs are pending. If approved, the ETF would offer investors access to Injective Protocol without technical hurdles, potentially boosting its ecosystem. This innovation follows the SEC’s recent clarifications on staking activities. Market analysts anticipate heightened interest, although institutional sentiment varies. Investors and developers are closely monitoring the SEC’s position, which may shape future regulatory frameworks for crypto ETFs. Injective Protocol: Expert Views and Market Data Did you know? Canary Capital’s application is part of broader efforts to offer a diversified range of ETFs, including those involving major Layer-1 networks. According to CoinMarketCap, the current market cap for Injective (INJ) stands at $1.29 billion, with a price of $12.91. Despite a recent decline in trading volume and price, INJ gained 21.03% over the past two months, reflecting interest amidst evolving market conditions. Injective(INJ), daily chart, screenshot on CoinMarketCap at 06:35 UTC on August 26, 2025. Source: CoinMarketCap Coincu’s research team highlights that this ETF approach might lead to increased liquidity, aligning with past trends where ETF approvals positively influenced market…

Author: BitcoinEthereumNews
MAGACOIN Finance, Ethereum and Dogecoin Named Best Altcoins With 25x Potential in 2025

MAGACOIN Finance, Ethereum and Dogecoin Named Best Altcoins With 25x Potential in 2025

The post MAGACOIN Finance, Ethereum and Dogecoin Named Best Altcoins With 25x Potential in 2025 appeared on BitcoinEthereumNews.com. Disclaimer: This content is a sponsored article. Bitcoinsistemi.com is not responsible for any damages or negativities that may arise from the above information or any product or service mentioned in the article. Bitcoinsistemi.com advises readers to do individual research about the company mentioned in the article and reminds them that all responsibility belongs to the individual. Anyone who has followed crypto for a while knows it never stays still for long. Prices rise, fall, and reset — and smart investors keep an eye on what’s likely to do well in the next cycle. Lately, analysts have been highlighting MAGACOIN FINANCE, Ethereum, and Dogecoin as three of the Best Altcoins to Buy Now. Each brings something different to the table: Ethereum’s utility, Dogecoin’s community power, and MAGACOIN’s fresh momentum. Together, they show how both established coins and new projects can capture attention when the market heats up. Analysts See a Big Opportunity Ahead Crypto analysts are bursting with excitement as MAGACOIN FINANCE gets placed in the same conversation as Ethereum and Dogecoin. Predictions are that Ethereum and Dogecoin could deliver gains to their holders, but the real opportunity lies in the 25x gain analysts have forecasted for investors who buy MAGACOIN FINANCE. While Ethereum continues to strengthen its ecosystem and Dogecoin retains its meme-driven momentum, MAGACOIN FINANCE is being recognized as a rising star with breakout potential. The reason is clear. The project is an outlier, backed by a strong community and analyst coverage. Investors are closely watching this trio as they could dominate the upcoming bull run, blending blue-chip reliability with fresh upside opportunities. With momentum building, traders are preparing for the kind of explosive returns that haven’t been seen since the early 2021 cycle. Why Ethereum and Dogecoin still matter Ethereum has been around long enough to prove itself.…

Author: BitcoinEthereumNews
PBOC sets USD/CNY reference rate at 7.1188 vs. 7.1161 previous

PBOC sets USD/CNY reference rate at 7.1188 vs. 7.1161 previous

The post PBOC sets USD/CNY reference rate at 7.1188 vs. 7.1161 previous appeared on BitcoinEthereumNews.com. On Monday, the People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead at 7.1188 as compared to the previous day’s fix of 7.1161 and 7.1670 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-71188-vs-71161-previous-202508260119

Author: BitcoinEthereumNews
Whales Loading Arctic Pablo 200% Bonus, 25x ROI As SHIB Burns And BONK Rallies—Best New Meme Coins For Exponential Returns

Whales Loading Arctic Pablo 200% Bonus, 25x ROI As SHIB Burns And BONK Rallies—Best New Meme Coins For Exponential Returns

The post Whales Loading Arctic Pablo 200% Bonus, 25x ROI As SHIB Burns And BONK Rallies—Best New Meme Coins For Exponential Returns appeared on BitcoinEthereumNews.com. What happens when a presale project unlocks triple rewards, projects a staggering five-digit ROI, and positions itself as the most thrilling meme-driven adventure in crypto? That’s exactly what’s unfolding with Arctic Pablo Coin (APC), a token that has captured the imagination of investors by combining mythical storytelling with serious wealth-generation potential. While Shiba Inu (SHIB) battles its way through massive token burns without a clear price breakout, and Bonk (BONK) rides whale accumulation in the Solana ecosystem, Arctic Pablo Coin has launched Stage 38 of its presale with a 200% bonus for investors using the “CEX200” code. This stage marks a tipping point—whales are circling, and the presale has already raised over $3.62 million. At just $0.00092 per token, APC offers a projected 10,761.57% ROI if it reaches analysts’ predicted $0.1 price. For those seeking the best new meme coins for exponential returns, APC is not just another token—it’s an expedition into undiscovered wealth. This article will cover the updates on Arctic Pablo Coin (APC), Shiba Inu (SHIB), and Bonk (BONK), with a focus on how APC is rewriting the playbook for meme coin presales. Arctic Pablo Coin Presale Unlocks Triple Tokens and 10,761% ROI Potential Could a single presale stage change everything for investors? Arctic Pablo Coin (APC) says yes, with its Stage 38 “CEXPedition PREP” launch that has stunned the market. This meme coin presale is live at just $0.00092, and thanks to the exclusive CEX200 code, every purchase is instantly tripled. For early participants, this means three times the tokens without three times the cost. The result? A presale environment unlike anything the meme coin space has seen in 2025. An investment example shows the raw potential: a $8,000 purchase today delivers 8,695,652 APC tokens at the presale price. Apply the 200% bonus, and that figure jumps…

Author: BitcoinEthereumNews