XRP, HBAR, And Litecoin: Pundit Highlights Coins To Watch In 2026

Discussions are still rampant about which cryptocurrencies could outperform Bitcoin as the entire industry looks ahead to what 2026 has to offer. According to a recent commentary on X, X Finance Bull noted that XRP, HBAR, and Litecoin are a few cryptocurrencies that can outpace Bitcoin. 

The crypto commentator pushed back against claims that XRP and Hedera have lost relevance, arguing instead that both are increasingly positioned as foundational blockchain infrastructure. These are based on recent events that have seen both the XRP Ledger and Hedera leading crypto enterprise infrastructure.

XRP, HBAR, And Litecoin Are Coins To Watch In 2026

According to the commentary shared by X Finance Bull, XRP, Hedera, and Litecoin are a few of the top cryptocurrency ecosystems to watch in 2026. Notably, the crypto commentator grouped XRP and Hedera (HBAR) in the same group to watch due to their growing presence in financial infrastructure. This means these two cryptocurrencies are increasingly leaving the realm of pure speculative assets and are now being considered as important players in financial rails. 

Based on this, investors can expect upside divergence from Bitcoin in 2026 as these coins start to go on bullish momentum on their own. This view is based on the investor outlook shown in the image below, which identifies financial infrastructure as an important area of focus for 2026. XRP and HBAR anchor the infrastructure structure, while Litecoin is in the privacy-assets category.

Litecoin’s optional privacy features place it alongside established privacy-focused networks like Monero and Canton. As it stands, you can easily argue that privacy assets are currently underappreciated, especially now that regulatory clarity and digital payments growth are bringing attention to data protection. Based on this context, Litecoin is another top coin to look forward to upside divergence from Bitcoin in 2026. 

Interestingly, tokenization platforms and stablecoins are other important themes for 2026. Ethereum and Solana are the primary networks for tokenized assets, while newer platforms such as Sui, Sei, and Injective are beginning to see higher adoption. At the same time, stablecoin supply has grown to over $300 billion, with USDT, USDC, USDE, and RLUSD expanding due to maturing payments infrastructure around stablecoins.

XRP Ledger’s Institutional Appeal

X Finance Bull supported his XRP outlook in a separate post by pointing to the XRP Ledger’s cost structure. The Ledger charges just 0.00001 XRP per transaction, and this places total daily fees across the entire network at around 650 XRP. Furthermore, the Ledger has maintained low and predictable fees since 2012, even during periods of heavy activity, which is in contrast to Ethereum’s variable gas fees and Bitcoin’s congestion pricing.

All transaction fees generated by the Ledger are permanently burned, and this adds a deflationary element to the network. According to the crypto commentator, this combination of speed, low cost, and reliability is what makes its infrastructure the best for long-term institutional use.