Author: Haotian Many people have seen the positive flywheel of $PING building Mintpad on top of MEME, but how should we draw the positive flywheel pie belonging to $PAYAI (@PayAINetwork)? One solution is: To put it bluntly, Facilitator's current predicament boils down to one thing: a lack of sustainable value capture. It's just doing the dirty work of paying gas and packaging transactions onto the blockchain, making it hard to see any greater potential. (Note: A facilitator is a coordinating role in a payment network that facilitates transactions.) But isn't this precisely Facilitator's opportunity to "expand"? In my opinion, Facilitator will evolve first as a sub-segment of x402. How to shed its pure "tool attributes" and become a "value routing node of the payment network" is a proposition worth exploring in the long term. Several possible future variants of Facilitator: 1) The Facilitator or routing layer doesn't necessarily need to be a self-developed Facilitator. Instead, it creates a Facilitator Marketplace, allowing third-party Facilitators to compete and establish unified SLA service standards and pricing mechanisms. It takes a cut of platform transactions, similar to the router channels in Dex, selecting the best based on preference. The goal is to become the Facilitator protocol layer of the x402 ecosystem. Currently, this seems to be the best embodiment of xEcho @agileadtodark's "Pay to X" empowerment logic. 2) Payment Data Trust Relay Layer: Once an Agent or individual has accumulated a large amount of transaction data, connecting to the ERC-8004 authentication layer naturally leads to Agent reputation scoring, abnormal transaction identification, merchant risk profiles, and other value enhancements in risk control. I know that service solutions such as @eigencloud AVS verification service and @ProjectZKM, which uses ZK as a general verification layer, are attempting to establish a trust relay layer for Facilitators. 3) Value-added service layers such as escrow, batch processing, and "mining" address transitional needs for high-frequency, low-value payment scenarios, or before the Agent's high-performance chain is fully operational. These include off-chain accounting and on-chain batch settlement to reduce gas consumption, provide delayed escrow transactions, and unavoidable compliance solutions, and even incentive activities designed to stimulate payment processing. Essentially, this pushes the Facilitator towards a "cross-chain bridge + payment gateway + incentive layer" model, placing it more within the value-added service relay layer. ...In fact, there are many more variations. To avoid being seen as wishful thinking or self-indulgence, a crucial premise must be established for all these ideas: a significant increase in payment requests, transaction volume, and the proliferation of Facilitators and application aggregators. At that point, these familiar "composable" vehicles from the DeFi space will all be reassembled and stacked again in the x402 space!Author: Haotian Many people have seen the positive flywheel of $PING building Mintpad on top of MEME, but how should we draw the positive flywheel pie belonging to $PAYAI (@PayAINetwork)? One solution is: To put it bluntly, Facilitator's current predicament boils down to one thing: a lack of sustainable value capture. It's just doing the dirty work of paying gas and packaging transactions onto the blockchain, making it hard to see any greater potential. (Note: A facilitator is a coordinating role in a payment network that facilitates transactions.) But isn't this precisely Facilitator's opportunity to "expand"? In my opinion, Facilitator will evolve first as a sub-segment of x402. How to shed its pure "tool attributes" and become a "value routing node of the payment network" is a proposition worth exploring in the long term. Several possible future variants of Facilitator: 1) The Facilitator or routing layer doesn't necessarily need to be a self-developed Facilitator. Instead, it creates a Facilitator Marketplace, allowing third-party Facilitators to compete and establish unified SLA service standards and pricing mechanisms. It takes a cut of platform transactions, similar to the router channels in Dex, selecting the best based on preference. The goal is to become the Facilitator protocol layer of the x402 ecosystem. Currently, this seems to be the best embodiment of xEcho @agileadtodark's "Pay to X" empowerment logic. 2) Payment Data Trust Relay Layer: Once an Agent or individual has accumulated a large amount of transaction data, connecting to the ERC-8004 authentication layer naturally leads to Agent reputation scoring, abnormal transaction identification, merchant risk profiles, and other value enhancements in risk control. I know that service solutions such as @eigencloud AVS verification service and @ProjectZKM, which uses ZK as a general verification layer, are attempting to establish a trust relay layer for Facilitators. 3) Value-added service layers such as escrow, batch processing, and "mining" address transitional needs for high-frequency, low-value payment scenarios, or before the Agent's high-performance chain is fully operational. These include off-chain accounting and on-chain batch settlement to reduce gas consumption, provide delayed escrow transactions, and unavoidable compliance solutions, and even incentive activities designed to stimulate payment processing. Essentially, this pushes the Facilitator towards a "cross-chain bridge + payment gateway + incentive layer" model, placing it more within the value-added service relay layer. ...In fact, there are many more variations. To avoid being seen as wishful thinking or self-indulgence, a crucial premise must be established for all these ideas: a significant increase in payment requests, transaction volume, and the proliferation of Facilitators and application aggregators. At that point, these familiar "composable" vehicles from the DeFi space will all be reassembled and stacked again in the x402 space!

As a facilitator, how should PAYAI build a positive flywheel?

2025/11/12 20:00

Author: Haotian

Many people have seen the positive flywheel of $PING building Mintpad on top of MEME, but how should we draw the positive flywheel pie belonging to $PAYAI (@PayAINetwork)? One solution is:

To put it bluntly, Facilitator's current predicament boils down to one thing: a lack of sustainable value capture. It's just doing the dirty work of paying gas and packaging transactions onto the blockchain, making it hard to see any greater potential.

(Note: A facilitator is a coordinating role in a payment network that facilitates transactions.)

But isn't this precisely Facilitator's opportunity to "expand"?

In my opinion, Facilitator will evolve first as a sub-segment of x402. How to shed its pure "tool attributes" and become a "value routing node of the payment network" is a proposition worth exploring in the long term.

Several possible future variants of Facilitator:

1) The Facilitator or routing layer doesn't necessarily need to be a self-developed Facilitator. Instead, it creates a Facilitator Marketplace, allowing third-party Facilitators to compete and establish unified SLA service standards and pricing mechanisms. It takes a cut of platform transactions, similar to the router channels in Dex, selecting the best based on preference. The goal is to become the Facilitator protocol layer of the x402 ecosystem. Currently, this seems to be the best embodiment of xEcho @agileadtodark's "Pay to X" empowerment logic.

2) Payment Data Trust Relay Layer: Once an Agent or individual has accumulated a large amount of transaction data, connecting to the ERC-8004 authentication layer naturally leads to Agent reputation scoring, abnormal transaction identification, merchant risk profiles, and other value enhancements in risk control. I know that service solutions such as @eigencloud AVS verification service and @ProjectZKM, which uses ZK as a general verification layer, are attempting to establish a trust relay layer for Facilitators.

3) Value-added service layers such as escrow, batch processing, and "mining" address transitional needs for high-frequency, low-value payment scenarios, or before the Agent's high-performance chain is fully operational. These include off-chain accounting and on-chain batch settlement to reduce gas consumption, provide delayed escrow transactions, and unavoidable compliance solutions, and even incentive activities designed to stimulate payment processing. Essentially, this pushes the Facilitator towards a "cross-chain bridge + payment gateway + incentive layer" model, placing it more within the value-added service relay layer.

...In fact, there are many more variations.

To avoid being seen as wishful thinking or self-indulgence, a crucial premise must be established for all these ideas: a significant increase in payment requests, transaction volume, and the proliferation of Facilitators and application aggregators. At that point, these familiar "composable" vehicles from the DeFi space will all be reassembled and stacked again in the x402 space!

Sorumluluk Reddi: Bu sitede yeniden yayınlanan makaleler, halka açık platformlardan alınmıştır ve yalnızca bilgilendirme amaçlıdır. MEXC'nin görüşlerini yansıtmayabilir. Tüm hakları telif sahiplerine aittir. Herhangi bir içeriğin üçüncü taraf haklarını ihlal ettiğini düşünüyorsanız, kaldırılması için lütfen service@support.mexc.com ile iletişime geçin. MEXC, içeriğin doğruluğu, eksiksizliği veya güncelliği konusunda hiçbir garanti vermez ve sağlanan bilgilere dayalı olarak alınan herhangi bir eylemden sorumlu değildir. İçerik, finansal, yasal veya diğer profesyonel tavsiye niteliğinde değildir ve MEXC tarafından bir tavsiye veya onay olarak değerlendirilmemelidir.

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U.S. Court Finds Pastor Found Guilty in $3M Crypto Scam

U.S. Court Finds Pastor Found Guilty in $3M Crypto Scam

The post U.S. Court Finds Pastor Found Guilty in $3M Crypto Scam appeared on BitcoinEthereumNews.com. Crime 18 September 2025 | 04:05 A Colorado judge has brought closure to one of the state’s most unusual cryptocurrency scandals, declaring INDXcoin to be a fraudulent operation and ordering its founders, Denver pastor Eli Regalado and his wife Kaitlyn, to repay $3.34 million. The ruling, issued by District Court Judge Heidi L. Kutcher, came nearly two years after the couple persuaded hundreds of people to invest in their token, promising safety and abundance through a Christian-branded platform called the Kingdom Wealth Exchange. The scheme ran between June 2022 and April 2023 and drew in more than 300 participants, many of them members of local church networks. Marketing materials portrayed INDXcoin as a low-risk gateway to prosperity, yet the project unraveled almost immediately. The exchange itself collapsed within 24 hours of launch, wiping out investors’ money. Despite this failure—and despite an auditor’s damning review that gave the system a “0 out of 10” for security—the Regalados kept presenting it as a solid opportunity. Colorado regulators argued that the couple’s faith-based appeal was central to the fraud. Securities Commissioner Tung Chan said the Regalados “dressed an old scam in new technology” and used their standing within the Christian community to convince people who had little knowledge of crypto. For him, the case illustrates how modern digital assets can be exploited to replicate classic Ponzi-style tactics under a different name. Court filings revealed where much of the money ended up: luxury goods, vacations, jewelry, a Range Rover, high-end clothing, and even dental procedures. In a video that drew worldwide attention earlier this year, Eli Regalado admitted the funds had been spent, explaining that a portion went to taxes while the remainder was used for a home renovation he claimed was divinely inspired. The judgment not only confirms that INDXcoin qualifies as a…
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BitcoinEthereumNews2025/09/18 09:14